Headquartered in Birmingham, MI—we underwrite and provide closing documents and funding for mortgage loans originated at the retail level by independent mortgage brokers, banks and correspondents.

We are unparalleled in our knowledge of FHA products - streamlines and buydowns and are always expanding our product line. Our talented team has years of experience with an impressive background in both the wholesale and retail markets. We walk through the loan with you to determine viable solutions to get loans closed.

Our Sales and Operations staff works closely together in teams to provide you with the quickest possible response time. Underwriters are available to you anytime during the day for your questions; provide an old fashioned common sense approach to loans and manual underwriting where needed. Our continued success and growth has brought about expansion which is a direct result of our positive teamwork and dedication to exceptional service.

KOULA M. KOVACH-WALTON

Director of Wholesale for United Wholesale Mortgage

Ms. Kovach has worked in many facets of mortgage banking since 1981 with most of her career being in wholesale. She has grown companies from 20 to 250 and ran one of the top 25 wholesale mortgage bankers in the country operating in 42 states. She acted as a member of Fannie Mae's Advisory group to develop Desktop Underwriting and was the first lender in the country to use DU and Tier Pricing. She participated in the founding of a de novo bank, which opened in 1997 in Naples Florida and owned an operated her own Retail Mortgage Company. She has provided strategic direction, leadership and operational management to meet the needs of shareholders, customers and employees.

MATHEW ISHBIA

Executive Vice President

Mathew Ishbia, Executive Vice President, plays an essential role in the day to day sales and operations of United Wholesale Mortgage. His complete understanding of the mortgage business is what makes him an industry leader. Mr. Ishbia's sales expertise allowed him to open up and sustain a very successful territory for many years before coming inside to head up the ever-growing sales team at United Wholesale Mortgage.

In his roles as Executive Vice President he oversees the sales staff, customer acquisition and retention, and all company expansion efforts. He is also no stranger to Secondary Marketing or the Operations side of the business. When it comes to evaluating market conditions, monitoring interest rates, or reviewing loan files, Mr. Ishbia, is sure to find the best scenario, for each broker working with United Wholesale Mortgage, to obtain maximum commission.

Integrity, unmatched product knowledge, and superior service is what he delivers to each valued customer of United Wholesale Mortgage.

Allen Beydoun

National Sales Manager

Allen Beydoun, National Sales Manager, is responsible for the development and performance of all sales employees at United Wholesale Mortgage. He successfully staffs and directs our sales team while providing leadership towards the achievement of maximum profitability and growth in line with company vision and values. Allen establishes plans and strategies to expand the UWM Broker and financial network while contributing to the development of training and educational programs for clients as well as Account Executives.

On a day to day basis, Mr. Beydoun's goal is to initiate and coordinate development of action plans to penetrate new markets in the mortgage industry. Allen works with the UWM sales staff to build more effective communications with Brokers across the United States. Allen has a strong understanding of UWM customer dynamics and proven leadership to help drive sales for originators.